As we count down the hours to beginning a New Year it is often the time most of us give some serious thought to what we want to achieve or prepare for next year as we contemplate the highs and lows of the year that is ending. I think for many of us the big three are health, wealth and happiness for ourselves, family and friends.
I almost didn’t use the word wealth, it kind of has negative connotations in the frugal community. I think we immediately feel that wealth is synonymous with greed or an abundance of money or assets. I believe that for most people that read my blog and drop a comment below, wealth is not something we strive for in the abundance sense, rather the peace of mind that comes with having enough money to not struggle, to pay our bills, to enable us to help our kids out, to afford repairs or to replace our washing machine or to pay our rent or mortgage. To have enough and a bit extra for a rainy day fund, is plenty enough for most of us.
Wealth, I feel, falls into five main categories
- Financial (money)
- Social (relationships)
- Physical (health)
- Mental (health, spirituality)
- Time (freedom)
Becoming wealthier in these five categories I feel, leads to increased happiness and health. A little more money means less worry, having some enjoyable social contact or friendships means less loneliness, working on improving ourselves physically and mentally brings us better health and creating more time leads to a freedom, something we all need to pursue our passions and dreams, or spend more time on the things that make us feel happy.
So for me 2023 is all about becoming a little wealthier in each of the 5 categories and I’ve listed how I’ll try and improve these below:
Financial: I’ve spent a lot in 2022. Bought a much needed higher spec computer to allow me to run software I need for design and video creation which is part of my day job but also allows me to earn a little extra money outside work. HOWEVER, this also means that my rainy day fund has had a couple of months knocked off it so to get that back, 2023 will be a LOW SPEND YEAR for me. As part of living on WW2 rations for the year starting on January 9th, I’m going to mend and make do!
Social: I protect my alone time ferociously, almost appearing anti-social. I prefer a quiet night in to a party or a social event even though I do love people! However, I think it’s really important to have those social interactions and friendships. I’ve started having a monthly chat and wine night with a friend of mine every month. We get together, at one of our houses for a few hours and I love that. It’s good for the soul. This will be the only time I’m drinking alcohol in 2023 too (except for Christmas!).
Physical: Going back to the 1940s. Emerging myself in the simple way of eating during rationing and will be walking more, getting more fresh air. Just these two things to focus on improving my health and reducing my weight. I’ve also signed up at my GP’s surgery with the nurse for regular chats and weigh ins to help me keep on the straight and narrow.
Mental: I will find the time and money to do some therapy with a local professional to get to the bottom of my over eating. Working on my physical health, finding time for social interactions and friendships plus the counselling will I feel improve my mental health.
Time: Time is freedom and I need my freedom. It will be hard to be a little more “selfish” in 2023, I don’t like that word though. I think it’s important to prioritise free time by ensuring you get to do something that makes you feel wonderful whether it’s walking, writing, reading, art or working on passions and projects. It’s easy to let these things slip.
I’d love to hear what your hopes and dreams are for 2023. Please drop a comment below!