Don’t get me wrong. I LOVE so many aspects of living a modern life, we are mostly all VERY lucky and despite my fascination with yesteryear I’m happy and excited to be living in 2018. HOWEVER, the more I study the past and compare it to the future, there are areas in our modern lives that perhaps are suffering because of ease of accessibility a plethora of convenience food and goddamm it, advertising and portrayal through the media telling us what makes us normal and happy (I’m talking health and finance here).
Instead of following the majority, I think it’s just fine and dandy to look at life a little differently and have goals and aspirations that don’t necessarily fit into society. A little non-conformity is good…
There are two main things that need resetting in my life right now and I’m going to turn to yesteryear to achieve them…
1) Cure my obesity and become more active and stronger.
2) Save money every single month and create a safety net, an emergency fund of 3-6 months income by only buying essentials.
What’s non-conformist about this? Well they’ll be NO modern latest diet guru ‘must-do’ suggestions such as Low Carb, Paleo, Ketogenic, High Protein, Super-Foods, Juicing, Fasting etc. I’m sure all of these have aspects that are useful and do work but I’d rather just eat lots of fresh veggies, enjoy some wholefoods carbs, get my protein from old-fashioned pulses and beans and eat my fruit and greens.
As for saving money… They’ll be no get rich quick schemes but rather following the example of our parents/grandparents and buy less crap, mend and make do, only buy things that you have saved up for, no credit and always put some money away and save for a rainy day. I feel many young people especially, in this day and age are so pressurized into living up to what is portrayed in the media as ‘normal’ they really struggle financially (and yet I’ve met many young people who absolutely put me to shame and have really got their lives together!!!!).
The two things for me that I’ve always struggled with are my obesity and finances (I’m single, one full time income and my past has included some very tough times).
I’m NOT the sort of person that wastes money, expensive things simply don’t impress me (except maybe a fancy Kitchen Aid food mixer!!!). That’s not to say I wouldn’t love a beautiful little cottage in the countryside or a newer car one day but generally, on a day to day basis I am very happy with simplicity and frugality.
But the latter part of 2017 I made some major changes in my life to make things a little easier financially. I moved just two miles from my workplace (which has saved about 85 miles, 2.5 hours and £12 a day in commuting time and costs) and the place I rented out, while being a bit rough around the edges, has saved me £125 in rent every month too!
All in all, I’m about £350 better off per month and if nothing breaks down, if no big unexpected bills come in or my car breaks down, I can try and save most of this! For the first time in my life, IF I make sacrifices and remain frugal, I can theoretically save money and I’ve started to put this into practice.
PLANS FOR 2018.
So specifically my plans for 2018 are
a) To lose 60 lbs in weight (I’ll weigh in tomorrow) by eating simply and sensibly, increasing my walking and daily activity (those wartime recipes will help!)
b) Save at least £3000 in regular savings (as am emergency fund) and £1000 in Christmas Club savings (which is enough to fund all Christmas and birthday gifts throughout the year for my three grown up kids and both sets of grandparents AND pay for all our celebration food)
Throughout the year I’m going to focus on not only simple recipes from the wartime era during rationing but also the modern costs of eating simply and healthily.
In addition I am going to post my monthly household expenditure budget so you can see how and if I am able to cut costs, how much I can save, what sacrifices have to be made to save money on one income. I LOVE reading other peoples blog posts on budgeting and I think this will personally hold me accountable and keep me on the straight and narrow.
There will be things I absolutely will not compromise on to save pennies and that will be my weekly organic vegetable box from www.riverford.co.uk – to me this gives me joy and ensures I have a good supply of healthy food waiting for me in the house.
I hope you’ll join with me and we can work together on this and support each other.
Life is often a struggle. In many ways I am ashamed of being almost 52 with no real emergency fund, no contingency plan, and for only just getting by in life in my past. But then I look back and realize all I could really do was strive to get by and just do the best I could.
I want to change this now. I want 2018 to be the year I begin to FINALLY feel I am in control of my destiny and feel a sense of achievement.
Lets do this……