It’s been a while. Too long…
I needed a break, needed head space, needed to concentrate and focus on getting on the straight and narrow. Forgive me if I’ve not responded to some of the messages people kindly sent me, I tried to reply to most xxxxx
Hope everyone had a lovely Christmas and moved smoothly into the New Year and that you had time to make plans and set goals for 2019. What are they? I’d love to hear…
LOSING WEIGHT & FOOD
I’ve started off 2019 in a really positive way. On September 10th 2018 something finally yes FINALLY clicked and everything has been falling into place regarding nutrition and how I am feeling about myself. I decided to commit to only fuelling my body with mostly plant based highly nutritional food…my aim was to eat 90% non-processed, cut out added sugar and sweeteners completely (I only have these on special occasions if I’m attending a social event or meal out with work). Cutting out the sugar and cutting right down on the salt was incredibly difficult for the first few weeks but then it all fell into place. I’ve been steadily losing 2lb or more every week and since September 10th (nearly 4 months) have lost 45 lbs… which is essentially over 3 stone. I’m thrilled.
Because of eating this way I’ve had to give baking and recreating 1940s recipes a miss for a while. Too much temptation right now but I will start up again in the not too distant future.
SAVING MONEY + MAKE DO AND MEND
I tried really hard to “make do and mend” during 2018. My main goal was to feel more financially secure by building an ’emergency fund’ which essentially is money available that I could use should the Sh*t Hit the Fan (ie health problems, losing my job). Being a singleton there is no financial back-up with a partner having a job should anything major happen. My thoughts were to aim for a 6 month emergency fund. How I calculated this was to look at all the expenses I would need to cover in the worst case scenario (no pay check coming in or unable to work) so things like, rent, bills, food, expenses, debts, insurances, petrol, extras etc. I worked this out to be £1300 per month to cover everything.
So that works out at £1300 x 6 = £7,800. I ACTUALLY FLIPPIN WELL MADE THAT GOAL AT THE END OF 2018! (started with literally nothing in the bank!) I saved nearly £4500 and cashed in some old shares at work to help me reach my goal quicker!
As a woman who is a saver rather than a spender but has been unable to save throughout her life because of circumstances, this is such a HUGE relief to have achieved this. I am now able to sleep better at night!
Don’t get me wrong, I’ve still a way to go as I do have some debt (next on my list to blast a hole in!) and I’m now trying to build up funds to cover other expenses such as car repair, clothing. I don’t want to use my emergency fund for these kind of items.
It’s not been easy. I see colleagues with nice cars, going on holidays, dining out most weekends, going to bars, buying wine/beer/drinks for home, buying new pets/livestock, buying houses, getting takeaways, going to concerts, having their hair and nails done. I really don’t do any of these (except of course if I get invited out on a free works do or meal!). BUT I’m totally happy with that right now as I’m finally beginning to feel SAFER and more SECURE.
While I’m not talking survivalist mode here, I AM talking about re-kindling my interest in building up a small stockpile to help make the emergency fund stretch further. I am currently slowly building up a three month supply of food to help see me through should anything happen that would be deemed a personal emergency (again financial or health). It’s amazing what one can stash away in a plastic box under the bed! When I’m done I’ll show you what I’ve got…it’s only in it’s infancy right now but Savers and Aldi’s range of tinned kidney beans, chick peas, porridge oats, pasta, rice, lentils are really inexpensive! Again, living with insecurity for so long especially in my latter years in Canada and before I got my job here, security is a HUGE necessity for me so I’m quite relieved things are now heading in the right direction.
CUTTING DOWN ON BILLS
And this is the next part I really want to focus on. I’m looking at energy saving right now. I’ve purchased a small supply of solar bulbs and I’d also like to build and regularly used a solar oven. The idea in the summer of setting a stew in the black enamel pan in a solar oven before I head off to work and it all being cooked by the time I return is rather obsessing me right now. In the interim I have just bought a 1.5 litre 120 watt slow cooker to do exactly that. I’d love eventually to be off-grid one day but this process has to be learned so I’ll be slowly doing that over the coming years.
I’d be interested to hear how everyone else saves money and can be more earth friendly while working full time. I’m all ears!
At the end of the day I do believe that eating and living more like our Grandmothers is a good thing for us financially, psychologically and environmentally. Let’s get this straight, I love my modern gadgets but I also see that we have to have balance so I find I am drawn to non-electric items, simplicity, making do and appreciating everything I have.
And although I love my gym membership NOTHING beats a long brisk walk in our beautiful countryside.
HAPPY NEW YEAR!